Blog - Cathy Tse

Blog Post, Buying a Home, First Time Home Buyer, Interest Rate, Real Estate Market, Selling a Home

Interest Rate: A year of Adjustment and Pause

Interest Rate: A Year of Adjustment and Pause Bank of Canada Interest Rate Announcements in 2025 and What to Expect in 2026 The Bank of Canada plays a central role in shaping the cost of borrowing for Canadians. Every few weeks, the Bank reviews the state of the economy and announces whether it with raise, […]
Blog Post, Homeowner, Leasing a Home

Bill 60 & the Residential Tenancies Act (RTA)

Bill 60 & the Residential Tenancies Act (RTA) What Ontario Landlords and Tenants Need to Know Ontario’s rental landscape just shifted in a big way. With the passing of Bill 60, Fighting Delays, Building Faster Act, 2025, the province introduced one of the most significant updates to the Residential Tenancies Act (RTA) in years. These […]
Blog Post, Leasing a Home

How the Rental Process Works in Ontario: A Beginner’s Guide

How the Rental Process Works in Ontario: A Beginner’s Guide Renting a home in Ontario can be confusing, especially if you are a first-time renter, student, newcomer to Canada, or relocating for work. This guide is practical, easy to follow, and walks you through the full rental process step by step so you know exactly […]
Blog Post, Buying a Home, First Time Home Buyer

Understanding the Ontario Land Transfer Tax

Understanding the Ontario Land Transfer Tax Buying real estate in Ontario is exciting but it also comes with a variety of costs you will want to budget for. One of the most significant of those is the Ontario Land Transfer Tax (LTT). What is Land Transfer Tax? Whenever ownership of real property changes hands […]
Buying a Home, First Time Home Buyer, Leasing a Home, Selling a Home

When Is an Offer Really Binding?

Subscribe for Blog Post When Is an Offer Really Binding? Understanding “Irrevocable” in Real Estate Deals In real estate, we use the word “offer” almost every day. But behind it lies a web of legal principles that determine exactly when an offer becomes binding. The Offer: More Than Just a Number In contract […]
Buying a Home, First Time Home Buyer, Homeowner

安省买房全攻略：六个必知步骤

訂閱安省买房全攻略：六个必知步骤买房是一项重要的财务和人生决定。无论你是首次置业，还是已有经验的房主，了解买房流程能让你更有信心。以下是六个简单步骤：第一步：按揭预批在看房之前，先了解自己能负担多少。按揭预批不仅帮助你确定预算，也能显示你是诚意买家。第二步：寻找合适的地产经纪选择一位熟悉市场、了解你需求的地产经纪。他们会带你看房、出价并处理相关文件。第三步：看房及出价参观心仪房源，当找到合适房子时，你的地产经纪会协助准备并提交出价，包括价格、条件和交房日期。第四步：验房及成交准备出价被接受后，可以安排验房，确保房屋没有重大问题。完成相关条件后，即可进入成交阶段。第五步：按揭批核及法律程序与银行完成最终按揭申请，并由律师审核文件，确保交易顺利安全。第六步：交房及搬入新家成交当天，资金转账、产权过户，你就能正式拿到钥匙 🎉！结语买房过程可能看似复杂，但只要准备充分，加上专业指导，就能顺利踏出置业第一步。 📲 想开始你的买房之旅？立即联系我，我会全程为你提供支持。 Cathy | Real Estate Salesperson 📲 Direct: 647-463-8810 📧 Email: cathy.tse@century21.ca Instagram – Facebook – Linktree – Subscribe for News – Blog – WhatsApp