Buying a Home in Ontario: 6 Steps Every Buyer Should Know

Buying a home is one of the biggest financial and emotional decisions you’ll ever make. Whether you’re a first-time buyer or an experienced homeowner, understanding the process will help you move with confidence. Here’s a simple 6-step guide:

Step 1: Get Pre-Approved for a Mortgage

Before you start house-hunting, it’s important to know what you can afford. A mortgage pre-approval shows sellers that you’re a serious buyer and helps narrow your search.

Step 2: Find the Right Realtor

Work with a realtor who understands your needs and local market. A trusted professional can guide you through listings, negotiations, and paperwork.

Step 3: House Hunting & Making an Offer

Tour homes that fit your budget and lifestyle. When you find the right one, your realtor will help you prepare and submit an offer, including price, conditions, and closing dates.

Step 4: Home Inspection & Finalizing the Deal

If your offer is accepted, you may arrange a home inspection to uncover potential issues. Once conditions are satisfied, you’ll proceed with the purchase.

Step 5: Securing Financing & Legal Review

Work with your lender to finalize your mortgage, and have a lawyer review the legal documents to ensure everything is in order.

Step 6: Closing & Moving In

On closing day, funds are transferred, ownership is registered, and you receive your keys—welcome home! 🎉

Final Thoughts

The buying process may seem complex, but with the right preparation and guidance, it can be smooth and exciting.

📲 Contact me today if you’re ready to start your home-buying journey—I’ll guide you every step of the way.

Cathy | Real Estate Salesperson

📲 Direct: 647-463-8810 📧 Email: cathy.tse@century21.ca
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