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Buying a Home 安省买房全攻略：六个必知步骤 訂閱 安省买房全攻略：六个必知步骤 买房是一项重要的财务和人生决定。无论你是首次置业，还是已有经验的房主，了解买房流程能让你更有信心。以下是 六个简单步骤： 第一步：按揭预批 在看房之前，先了解自己能负担多少。按揭预批不仅帮助你确定预算，也能显示你是诚意买家。 第二步：寻找合适的地产经纪 选择一位熟悉市场、了解你需求的地产经纪。他们会带你看房、出价并处理相关文件。 第三步：看房及出价 参观心仪房源，当找到合适房子时，你的地产经纪会协助准备并提交出价，包括价格、条件和交房日期。 第四步：验房及成交准备 出价被接受后，可以安排验房，确保房屋没有重大问题。完成相关条件后，即可进入成交阶段。 第五步：按揭批核及法律程序 与银行完成最终按揭申请，并由律师审核文件，确保交易顺利安全。 第六步：交房及搬入新家 成交当天，资金转账、产权过户，你就能正式拿到钥匙 🎉！ 结语 买房过程可能看似复杂，但只要准备充分，加上专业指导，就能顺利踏出置业第一步。 📲 想开始你的买房之旅？立即联系我，我会全程为你提供支持。 Cathy | Real Estate Salesperson 📲 Direct: 647-463-8810  📧 Email: cathy.tse@century21.ca Instagram – Facebook – Linktree – Subscribe for News – Blog – WhatsApp
Buying a Home 安省買樓全攻略：六個必知步驟 訂閱 安省買樓全攻略：六個必知步驟 買樓是一個重大的財務與人生決定。無論你是首次置業，還是已有經驗的業主，了解買樓流程能讓你更有信心。以下是 六個簡單步驟： 第一步：按揭預批 在睇樓之前，先了解自己能負擔多少。按揭預批不但幫助你鎖定預算，亦能顯示你是誠意買家。 第二步：尋找合適的地產代理 選擇一位熟悉市場、了解你需要的地產代理。他們會帶你睇樓、出價及處理文件。 第三步：睇樓及出價 參觀心儀物業，當找到合適單位時，你的地產代理會協助準備及提交出價，包括價錢、條件及交樓日期。 第四步：驗樓及成交準備 出價被接受後，可以安排驗樓，確保單位沒有重大問題。完成相關條件後，即可進一步成交。 第五步：按揭批核及法律程序 與銀行完成最終按揭申請，並由律師審閱相關文件，確保交易安全。 第六步：交樓及搬入新居 成交日當天，資金轉帳、業權過戶，你會正式拿到鎖匙 🎉！ 結語 買樓過程或許看似複雜，但有正確準備及專業指引，就能順利踏出置業的一步。 📲 想開始你的置業旅程？立即聯絡我，我會全程陪伴你。   Cathy | Real Estate Salesperson 📲 Direct: 647-463-8810  📧 Email: cathy.tse@century21.ca Instagram – Facebook – Linktree – Subscribe for News – Blog – WhatsApp
Buying a Home Buying a Home in Ontario: 6 Steps Every Buyer Should Know Subscribe for Blog Post Buying a Home in Ontario: 6 Steps Every Buyer Should Know Buying a home is one of the biggest financial and emotional decisions you’ll ever make. Whether you’re a first-time buyer or an experienced homeowner, understanding the process will help you move with confidence. Here’s a simple 6-step guide: Step 1: […]
Blog Post 安省租房流程全攻略：五个简单步骤 訂閱 安省租房流程全攻略：五个简单步骤 在安省租房，对于初次租房或新移民来说，可能会觉得繁琐又复杂。其实，只要掌握流程，就能轻松完成！下面为你拆解 五个简单步骤，帮你顺利搬进新家。 第一步：准备所需文件/资料 在看房之前，先准备好以下文件/资料，通常房东或物业管理都会要求： 收入证明（如工资单） 雇主证明信 身份证明文件 租房及工作记录 信用报告 推荐人资料 银行流水（适用于新移民或沒有收入证明人士） 第二步：看房及提交申请 看中房源后，需要提交申请和文件，并可注明希望房东修理的问题。如获批，即可签署租约。 第三步：支付订金 时间非常关键：租约被接受后，必须在 24 小时内 以银行本票支付订金，存入地产公司的信托账户。 第四步：完成入住前准备 搬家前可能需要： 向物业管理登记（如适用） 开通水电煤网等账户 购买租客保险 预约电梯搬家（如公寓大楼） 第五步：交接及跟进 搬家当天需要： 领取钥匙 支付余下押金（如需） 检查房屋并记录问题 🎉 就这么简单，你就可以正式入住新家！ 结语 租房不一定要充满压力，只要事前准备充分，加上正确的指引，你就能轻松搬进理想的房源。 📲 立即联系我，索取 免费租客攻略，特别适合新移民和首次租房人士！ Cathy | Real Estate Salesperson 📲 Direct: 647-463-8810  📧 Email: cathy.tse@century21.ca Instagram – Facebook – Linktree – Subscribe for News – Blog – WhatsApp
Blog Post 安省租樓流程全攻略：五個簡單步驟 訂閱 安省租樓流程全攻略：五個簡單步驟 在安省租房，對於初次租屋或新移民來說，可能會覺得繁瑣又複雜。其實，只要掌握流程，就能輕鬆完成！以下為你拆解 五個簡單步驟，助你順利搬進新家。 第一步：準備所需文件/資料 在看房之前，先準備好以下文件/資料，通常房東或物業管理都會要求： 收入證明（如糧單） 僱主證明信 (內容包括僱用時間, 職位, 年薪等) 由政府發出的有照片的身份證明文件 租樓及工作歷史 完整的信用報告(須顯示信用分數) 推薦人資料 銀行月結單（適用於新移民或欠缺收入證明人士） 第二步：睇樓及提交申請 睇中單位後，需提交申請及文件，並可註明希望房東修理的問題。如獲批，便簽署租約。 第三步：支付訂金 時間好重要：租約被接受後，必須於 24 小時內 以銀行本票支付訂金，存入地產公司的信託帳戶。 第四步：完成入住前準備 搬屋前可能需要： 向物業管理登記（如適用） 開通水電煤網等賬戶 購買租客保險 預約電梯搬屋（如公寓大樓） 第五步：交收及跟進 搬屋當日需要： 領取鎖匙 支付鎖匙按金 檢查單位並記錄問題 🎉 就係咁簡單，你就可以正式入住新家！ 結語 租屋並不一定要充滿壓力，只要事前準備充足，加上正確指引，你就能輕鬆搬進理想單位。 📲 立即聯絡我，索取 免費租客攻略，特別適合新移民及首次租屋人士！ Cathy | Real Estate Salesperson 📲 Direct: 647-463-8810  📧 Email: cathy.tse@century21.ca Instagram – Facebook – Linktree – Subscribe for News – Blog […]
Blog Post Renting in Ontario? Here’s a Step-by-Step Guide to the Leasing Process Subscribe for Blog Post Renting in Ontario? Here’s a Step-by-Step Guide to the Leasing Process Renting a home in Ontario can feel overwhelming, especially if you’re a first-time renter or a newcomer. From preparing the right documents to finally receiving your keys, there are several steps involved—and missing just one detail could delay your move. […]
Blog Post Toronto’s New Rental Renovation Licence By-law Subscribe for Blog Post   Toronto’s New Rental Renovation Licence By-law – The city’s new rules on renovictions Toronto has introduced a new by-law aimed at protecting tenants from unfair evictions under the guise of renovations—commonly known as renovictions. The Rental Renovation Licence By-law, effective July 31, 2025, adds important requirements for landlords and new […]
Blog Post Why the Garage Deserves More Attention in Your Home Search Subscribe for Blog Post Why the Garage Deserves More Attention in Your Home Search When shopping for a home, most buyers focus on kitchens, bathrooms, or the size of the living room—but the garage is often overlooked. In reality, the garage can be one of the most valuable and flexible parts of a property, especially […]
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Buying a Home Feng Shui and Real Estate – Does It Matter When Choosing a Home? Subscribe for Blog Post When it comes to buying or renting a home, most people look at the usual things—price, location, size, layout. But for many, especially in the Chinese community, another factor quietly influences the decision: Feng Shui. Feng Shui (風水), meaning “wind and water,” is an ancient Chinese philosophy that guides how we […]
Buying a Home Renovation & Repair Costs: What Buyers Should Budget For Subscribe for Blog Post 🛠️ Renovation & Repair Costs: What Buyers Should Budget For When buying a home—whether it’s brand new, recently updated, or a charming fixer-upper—renovation and repair costs are a reality many buyers overlook. These expenses can significantly impact your overall budget and influence your decision-making before and after the purchase. Here’s what […]
Buying a Home Bathroom Matters: Small Room, Big Impact Subscribe for Blog Post   🚿 Bathroom Matters: Small Room, Big Impact When it comes to buying or selling a home, the bathroom may be one of the smallest rooms—but it carries enormous weight in decision-making. Whether you’re a homeowner looking to boost value or a buyer scanning listings, the bathroom’s condition, layout, and style […]
Buying a Home Doors: The Subtle Signal of Style in Every Home Subscribe for Blog Post 🚪 Doors: The Subtle Signal of Style in Every Home When you think of a home’s design, you might picture a stunning kitchen, cozy living room, or manicured garden. But one of the most overlooked features that says a lot about your home’s personality and value? The doors. Whether it’s the […]
Blog Post Can International Students or Workers Buy Property in Canada? Subscribe for Blog Post Can International Students or Workers Buy Property in Canada? Here’s What You Need to Know Buying your first home in Canada as an international student or temporary worker can be exciting — but also confusing. With Canada’s foreign buyer ban extended and multiple tax rules in place, it’s important to know […]
Buying a Home Windows & Light: Why Bright Homes Feel Better Subscribe for Blog Post 🌞 Windows & Light: Why Bright Homes Feel Better (and Sell Faster) There’s one feature buyers often don’t notice consciously—until they walk into a home that has it: natural light. Windows aren’t just about design. They shape how a home feels. They affect mood, energy efficiency, staging photos, and overall value. […]
Buying a Home How Your Home’s Direction Impacts Value and Comfort Subscribe for Blog Post 🧭 Facing the Right Way: How Your Home’s Direction Impacts Value and Comfort When people talk about real estate, you usually hear about location, size, or finishes—but have you ever thought about which way the house faces? In the Greater Toronto Area (GTA), the direction your home faces can affect more […]
Buying a Home The Backyard Can Make or Break a Deal Subscribe for Blog Post   🏡 The Backyard Advantage: Why Outdoor Space Can Make or Break a Deal In today’s market, outdoor living space is no longer just a “bonus”—it’s high on the must-have list for many buyers. A great backyard adds living space, comfort, and future potential… without needing to knock down walls. Whether […]
Buying a Home Garden Adds More Than Just Curb Appeal Subscribe for Blog Post Garden Goals: Why Outdoor Green Space Adds More Than Just Curb Appeal When buyers scroll through listing photos or walk up to a showing, there’s one detail that can make them smile before they even step inside: a garden. Whether it’s a low-maintenance flower bed, a raised veggie patch, or a […]
Homeowner When Is the Best Time to Sell Your Home? Subscribe for Blog Post 🕒 When Is the Best Time to Sell Your Home? If you’ve been thinking about selling your home, you’ve probably asked yourself:“Is now the right time?”The truth is—there’s no one-size-fits-all answer. The best time to sell depends on the market, the season, and your personal goals. Let’s break it down so […]
Buying a Home First-Time Home Buyer? Subscribe for Blog Post 🏡 First-Time Home Buyer? Here’s What You Really Need to Know Buying your first home is exciting—and maybe a little overwhelming. With so much advice flying around, it’s hard to know where to begin. But don’t worry—I’ve got you covered. Whether you’re dreaming of a cozy condo, a family townhouse, or […]
Buying a Home How Interest Rates Shape Real Estate Decisions Subscribe for Blog Post 📉📈 How Interest Rates Shape Real Estate Decisions Interest rates aren’t just a number on the news—they play a major role in how buyers, sellers, and investors behave in the housing market. Whether you’re planning to make a move or waiting on the sidelines, it’s important to understand how interest rates […]

CATHY TSE

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